About FlexSalary.
FlexSalary, operated by RBI-registered Vivifi India Finance, offers an instant personal line of credit — you get an approved limit and pay interest only on what you use.
It suits salary-gap and emergency needs where flexibility matters more than the lowest headline rate.
*Indicative range. Your exact offer is generated live against your credit profile when you apply, and shown in the Samridhya app.
✦Credit line, not a lump sum
Draw what you need, when you need it — interest only on usage.
✦One-time approval
Reuse your limit without fresh applications.
✦Salary-friendly
Designed around monthly pay cycles.
Common questions.
How is FlexSalary different from a personal loan?
It's a revolving line of credit — you receive an approved limit, draw flexibly and pay interest only on the amount used, unlike a lump-sum loan with a fixed EMI from day one.
One application. FlexSalary and 10+ lenders compete.
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