About Aditya Birla Capital.
Aditya Birla Capital is the financial services arm of the Aditya Birla Group, offering lending, insurance and investment products through RBI-regulated entities.
Through Samridhya, it competes on personal and business loans with competitive rates for salaried and self-employed borrowers alike.
*Indicative range. Your exact offer is generated live against your credit profile when you apply, and shown in the Samridhya app.
✦Group pedigree
Backed by one of India's largest conglomerates.
✦Flexible tenures
12 to 84 months across personal and business products.
✦Competitive pricing
Rates from 10.99% p.a. for strong credit profiles.
Common questions.
What can I borrow from Aditya Birla Capital via Samridhya?
Personal and business loans up to ₹40 Lakhs, for 12–84 months, at indicative rates of 10.99%–30% p.a.
Is Aditya Birla Capital RBI-regulated?
Yes — like every lender on Samridhya, it operates through RBI-registered entities with published grievance-redressal processes.
One application. Aditya Birla Capital and 10+ lenders compete.
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