Instant Personal Loans up to ₹40 Lakhs
100% Digital & Paperless
Get up to ₹40 Lakhs in just 10 minutes. No collateral, minimal documents, and competitive rates starting from 9.99% p.a.
Registered on ONDC
Samridhya is a verified participant on the ONDC network and fully RBI-compliant.
Secure & Convenient
Samridhya ensures your data and money stay safe while offering a user-friendly and hassle-free borrowing process.
Instant Personal Loans
Get quick access to personal loans within minutes — no long wait times, just a fast and seamless digital experience.
Calculate Your Personal Loan EMI
Use our EMI calculator to estimate your monthly payments and plan your loan repayment effectively.
Loan Details
EMI Breakdown
Click "Calculate EMI" to see your monthly payment breakdown
* EMI calculation is for illustration purposes only. Actual EMI may vary based on your credit profile and lender terms.
Why Choose Our Personal Loans
Instant Approval
Get approved in just 10 minutes with our AI-powered credit assessment
No Collateral Required
Unsecured personal loans without any property or asset pledge
Competitive Interest Rates
Starting from 10.99% p.a. with flexible repayment options
Quick Disbursal
Receive funds directly in your bank account within 24 hours
Minimal Documentation
Simple document requirements - PAN, Aadhaar, and bank statements
Flexible EMI Options
Choose repayment tenure from 12 to 84 months as per your convenience
Loan Details
Loan Amounts & EMI
Eligibility Criteria
- Indian citizen aged 21 to 58 years
- Salaried or self-employed individual
- Valid PAN, Aadhaar, and bank account
- Minimum monthly income: ₹15,000 (may vary by lender)
Documents Required
- PAN Card (Mandatory)
- Aadhaar Card (Mandatory)
- Bank statements (Last 3 months)
- Salary slips (Last 3 months)
- Address proof (Utility bill/Rental agreement)
- Employment certificate (if applicable)
What Our Customers Say
Rahul Sharma
Software Engineer
"Got my personal loan approved in just 15 minutes! The process was completely digital and hassle-free."
Priya Patel
Marketing Manager
"Excellent service and competitive rates. The EMI options were flexible and suited my budget perfectly."
Amit Kumar
Business Owner
"Quick disbursal and professional service. Highly recommended for anyone needing urgent funds."
Need Help? Contact Us
Call Us
+91 63662 34524
24/7 Support
Email Us
support@samridhya.com
Quick Response
Visit Us
Bangalore, Karnataka
Head Office
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Frequently Asked Questions
Get answers to common questions about Personal Loans
Still have questions? We're here to help!