Education Loans
For Your Future
Get up to ₹1 Crore for your education with moratorium period, competitive rates starting from 8.50% p.a., and flexible repayment options.
Study Abroad
International education financing
Moratorium Period
No EMI during course duration
All Courses
Engineering, Medical, MBA & more
Calculate Your Education Loan EMI
Use our EMI calculator to estimate your monthly payments and plan your loan repayment effectively.
Loan Details
EMI Breakdown
Click "Calculate EMI" to see your monthly payment breakdown
* EMI calculation is for illustration purposes only. Actual EMI may vary based on your credit profile and lender terms.
Why Choose Our Education Loans
Study Abroad Support
Comprehensive financing for international education with competitive rates
No Collateral Required
Unsecured education loans without any property or asset pledge
Competitive Interest Rates
Starting from 8.50% p.a. with flexible repayment options
Moratorium Period
No EMI payments during course duration and 6 months after completion
Minimal Documentation
Simple document requirements - PAN, Aadhaar, and admission letter
Flexible Repayment
Choose repayment tenure from 12 to 180 months as per your convenience
Loan Details
Loan Amounts & EMI
Eligibility Criteria
- Age between 16-35 years
- Admission to recognized institution
- Good academic record
- Co-applicant required (parent/guardian)
- Valid PAN and Aadhaar card
- Course duration minimum 6 months
Documents Required
- PAN Card (Student & Co-applicant)
- Aadhaar Card (Student & Co-applicant)
- Admission letter from institution
- Academic records and certificates
- Income proof of co-applicant
- Address proof (Utility bill/Rental agreement)
What Our Students Say
Priya Sharma
MBA Student
"Got my education loan approved quickly for my MBA abroad. The moratorium period helped me focus on studies."
Rahul Patel
Engineering Student
"Excellent service for my engineering course. The rates were competitive and the process was hassle-free."
Anjali Desai
Medical Student
"Perfect solution for my medical studies. The moratorium period and flexible repayment options are great."
Need Help? Contact Us
Call Us
+91 63662 34524
24/7 Support
Email Us
support@samridhya.com
Quick Response
Visit Us
Bangalore, Karnataka
Head Office
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Frequently Asked Questions
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