Calculators · The honest math

Every number, before you commit.

The same reducing-balance math lenders use — free, instant, and with nothing hidden. Know your EMI, your gold's worth, and what a quoted rate really costs.

Know your EMI before anyone quotes it.

Monthly EMI, interest split and a year-wise repayment schedule for any loan.

EMI→

Personal loan EMI, computed honestly.

Instalments for personal loans up to ₹40 Lakhs at rates from 9.99% p.a.

Personal loan→

Plan the loan. Then grow the business.

Plan working capital or equipment finance for your business or MSME.

Business loan→

Your gold's worth, in loan terms.

How much loan your jewellery gets you — weight × purity × today's rate at 75% LTV.

Gold loan→

A 12% flat rate isn't 12%.

Convert a flat rate quote into its true reducing-balance cost.

Rate converter→

Drive the car, not the debt.

New and used car loan instalments — before the showroom quotes you.

Car loan→

GST math, in one tap.

Add GST to a price or back it out, across all four slabs with CGST/SGST split.

GST→

Know your FD's maturity to the rupee.

Fixed deposit maturity with bank-standard quarterly compounding.

Fixed deposit→

Small deposits, counted precisely.

What a fixed monthly deposit grows into, counted to the rupee.

Recurring deposit→

Compounding, visualised.

How a monthly SIP compounds over years — invested vs returns.

SIP→

Your score decides your rate.

Find your CIBIL band and what lenders will make of it.

Credit score→