Apply for a Business Loan Online
Fast, Paperless & Low Interest
Ideal for MSMEs, startups, and self-employed professionals Looking for fast, flexible funding to take your business to the next level? Samridhya offers Instant Business Loans up to ₹40 Lakhs with minimal documentation, competitive interest rates starting at 9.99% p.a., and a 100% paperless application process. Whether you're a startup, MSME, or a self-employed professional — get the funds you need, when you need them.
Business Focused
Tailored for business growth and expansion
Quick Disbursal
Funds in your business account within 48 hours
Business Docs
Business PAN, GST & financial statements
Why Choose Our Business Loans
Quick Business Approval
Get approved in just 24 hours with our streamlined business assessment process
Collateral & Unsecured Options
Choose between secured loans with collateral or unsecured business loans
Competitive Business Rates
Starting from 12.99% p.a. with flexible repayment options for businesses
Fast Disbursal
Receive funds directly in your business account within 48 hours
Business-Focused Documentation
Simple document requirements - Business PAN, GST, and bank statements
Flexible Business EMI Options
Choose repayment tenure from 12 to 120 months as per your business cash flow
Calculate Your Business Loan EMI
Use our EMI calculator to estimate your monthly payments and plan your loan repayment effectively.
Loan Details
EMI Breakdown
Click "Calculate EMI" to see your monthly payment breakdown
* EMI calculation is for illustration purposes only. Actual EMI may vary based on your credit profile and lender terms.
Business Loan Details
Business Loan Amounts & EMI
Business Eligibility Criteria
- Business age of minimum 2 years
- Minimum annual turnover of ₹10 Lakhs
- Good business credit score (700+)
- Stable business operations
- Valid Business PAN and GST
- Active business bank account
Business Documents Required
- Business PAN Card (Mandatory)
- GST Registration Certificate (Mandatory)
- Business bank statements (Last 12 months)
- Business financial statements (P&L, Balance Sheet)
- Business address proof (Rental agreement/Property papers)
- Business registration documents (Partnership deed/Company incorporation)
What Our Business Customers Say
Rajesh Mehta
Manufacturing Business Owner
"Got my business loan approved in just 24 hours! The process was smooth and the rates were competitive."
Sunita Desai
Retail Store Owner
"Excellent service for business expansion. The EMI options were flexible and suited my business cash flow perfectly."
Vikram Singh
Restaurant Chain Owner
"Quick disbursal and professional service. Highly recommended for any business needing working capital."
Need Business Loan Help? Contact Us
Call Us
+91 63662 34524
Business Support
Email Us
business@samridhya.com
Quick Response
Visit Us
Bangalore, Karnataka
Business Center
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Frequently Asked Questions
Get answers to common questions about Business Loans
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