About Bajaj Finance.
Bajaj Finance is one of India's largest non-banking financial companies, serving tens of millions of customers across consumer, SME and commercial lending. It is an RBI-regulated deposit-taking NBFC known for fast digital processing.
On Samridhya, Bajaj Finance competes for personal and business loan applications — strong credit profiles typically see its sharpest rates within minutes of applying.
*Indicative range. Your exact offer is generated live against your credit profile when you apply, and shown in the Samridhya app.
✦Scale and trust
One of India's most established NBFCs with a nationwide presence.
✦Wide product range
Personal and business loans across large ticket sizes, up to ₹40 Lakhs.
✦Fast decisions
Digital-first underwriting with quick approvals for eligible profiles.
Common questions.
What loans does Bajaj Finance offer through Samridhya?
Personal loans and business loans up to ₹40 Lakhs, with tenures from 12 to 84 months at indicative rates of 10%–31% p.a. depending on your profile.
How fast is approval from Bajaj Finance?
Eligible applications typically receive an in-principle decision within minutes of the application reaching the lender through Samridhya.
One application. Bajaj Finance and 10+ lenders compete.
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