What is the EMI for a ₹1 Lakh personal loan?

EMI depends on rate and tenure. At 12% for 3 years, the EMI is approximately calculated using our EMI calculator. Use it above for exact figures.

What is the eligibility?

Minimum monthly income requirement varies by lender. CIBIL score of 650+ is generally required. Both salaried and self-employed can apply.

Most applications are approved within 10-15 minutes on Samridhya. Funds disbursed within 24 hours.

Apply for a \u20b91 Lakh personal loan at competitive rates. Instant approval, 100% digital process on Samridhya.

Interest Rate	Tenure	Monthly EMI
10%	24 mo	₹4,614
12%	36 mo	₹3,321

What is the EMI for a ₹1 Lakh personal loan?: EMI depends on rate and tenure. At 12% for 3 years, the EMI is approximately calculated using our EMI calculator. Use it above for exact figures.
What is the eligibility?: Minimum monthly income requirement varies by lender. CIBIL score of 650+ is generally required. Both salaried and self-employed can apply.
How quickly can I get this loan?: Most applications are approved within 10-15 minutes on Samridhya. Funds disbursed within 24 hours.